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Boat Loans in Perth

perth boat finance

The waters around Perth are ideal for boating. Whether you’re looking to take family boating trips out to Rottnest Island, sailing along Swan River or fishing near the River Mouth, there’s something for all boating interests.

That’s why we’re always keen to provide boat finance in Perth, helping you get out on the water with the best rate available. We offer a range of marine finance options to choose from, so we can tailor a loan to suit you.

Can I get a pre-approval boat loan?

We specialise in pre-approved boat loans, helping you get the upper hand at the boat dealership or private sale. Having a pre-approved loan gives you the certainty of knowing your loan commitments and what you can afford while you’re still shopping around. This means you’re at the helm when negotiating with a dealer or private seller, so you can get a better deal on your new boat.

See the resources selection below for boat dealerships in Perth.

Is refinancing a boat loan good idea?

Refinancing is helpful when you have a balloon payment or residual due on a boat loan and you don’t have the cash available to cover that balloon or residual payment. Contact us for more information and help with boat loan refinancing.

Do you finance new and used boats?

Yes, we can provide financing for new and used boats across Perth and even can help you with all the necessary details to finalise the loan. If you're purchasing from a boat dealer in Perth we can organise the finance as well as how the deal comes together. We can also help to organise a boat loan for private sales and facilitate that process so that all parties are taken care of.

Do you provide secured and unsecured finance?

We mainly organise secured boat loans in Perth as this is what most people come to us for. On rare occasion, we can try to organise an unsecured boat financing, but this usually results in a higher interest rate than a secured loan and in certain areas we just can't provide an unsecured loan, so the best option is to contact us and we will let you know.

What is a balloon payment and do you offer this?

Quite simply, a balloon payment is where you choose to make a "final payment" of an agreed sum at the end of the loan term, which effectively reduces loan repayments for the life of the loan. When you reach the end of the loan period the "balloon amount" falls due and you can either pay it or refinance the boat loan and continue to pay the "balloon amount" off.

The balloon payment option has been very popular in Perth. Talk to us about how a balloon payment can help you.

Do you provide boat loans for businesses?

With Perth ideally situated on the Swan River, with the west coast and Rottnest Island just a short boat ride away, it’s only natural there are going to be business opportunities on the water.

That’s why we’re here to help with business boat financing in the forms of:

  • Hire purchase
  • Chattel mortgage
  • Boat finance lease
  • Company boat and novated leasing

Just fill in an online application, call us on 1300 800 954, or chat online and we'll take it from there.

Perth Boat Dealers


Perth Boat Buyer helpful links

  • Suncorp Bank
  • AFS
  • CIL Insurance