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New & Used Boat Loans

We can provide boat loans for new and used boats, whether you're purchasing privately or through a dealer. We offer both secured and unsecured loans for boat purchasers.

Current Boat Finance Rates

New Boat Finance Rate*: from 6.97% (comparison rate: 8.86%)

Used Boat Finance Rate*: from 6.97% (comparison rate: 8.86%)

New Boat Finance

New boat finance search can be a headache and stressful because you need to look through various companies and their comparison interest rates, and then choose the most convenient yet affordable loan. If you’re shopping for a new boat, make sure you avoid dealer's finance. There are plenty of reasons for avoiding dealership finance options,

  • Higher interest,
  • Hidden fees
  • Reduced Bargaining Power
  • Third Party Bank or Finance Company, which you never met is completely different from other companies. We provide tailor boat finance solutions to our customer.

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If you have an idea of what you’re after we can set you up with a pre-approved boat loan so you have the confidence of knowing what you can afford. You’ll also be in a better position to negotiate on price with the dealer.

Used Boat Finance

We provide used boat finance, not just for dealership sales, but also for private boat sales. When you arrange finance with us for a private boat sale we’ll also check to make sure there are no outstanding loans on the boat and perform other important checks to make sure your purchase is protected.

Contact us about used boat loan rates and conditions.

Secured Boat Loans

This is the most popular type of boat loan as they attract the cheapest rates and are offered by a larger number of our lending partners. The boat being purchased is used to secure the loan and does not impact on any of your other assets.

Unsecured Boat Loans

These types of marine loans are available through a limited number of financiers and interest rates are normally much higher than a more traditional secured boat loans.

Boat Insurance & Extended Warranties

Insurances can be financed as part of your loan. Ask our consultants about the following insurance products which are available for your protection:

Balloon or residual payments are available to approved applicants to reduce normal monthly payments. By setting a larger final payment on your loan your regular monthly payments can be reduced to meet your current situation.

Buying A Boat? Read Our 4 Part Series "The Beginner's Guide To Boat Shopping"

*The interest rate is available to approved applicants. The comparison rate is based on a 5 year secured fixed rate loan of $50,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject to normal credit assessment. Conditions, fees & charges apply. Aussie Pty Finance Ltd.


We have a fast and simple application process - get your approval today.

So if you have not found your dream boat yet then get a pre approval so you can
negotiate a better deal from the private seller or boat yard.

  • Suncorp Bank
  • AFS
  • CIL Insurance