Click to Call: 1300 880 954 - Apply Online Now
Apply Now!

Boat Loan Calculator


Calculator Disclaimer

New & Used Boat Loans

We can provide boat loans for new and used boats, whether you're purchasing privately or through a dealer. We offer both secured and unsecured loans for boat purchasers.

Current Boat Finance Rates

New Boat Finance Rate*: from 6.95% (comparison rate: 8.49%)

Used Boat Finance Rate*: from 6.95% (comparison rate: 8.49%)

New Boat Finance

If you’re shopping for a new boat, we offer competitive finance solutions so you don’t have to go through dealer finance. There are plenty of reasons for avoiding dealership finance options, with higher interest, hidden fees and reduced bargaining power to name a few.

If you have an idea of what you’re after we can set you up with a pre-approved boat loan so you have the confidence of knowing what you can afford. You’ll also be in a better position to negotiate on price with the dealer.

Used Boat Finance

We provide used boat finance, not just for dealership sales, but also private boat sales too. When you arrange finance with us for a private boat sale we’ll also check to make sure there are no outstanding loans on the boat and perform other important checks to make sure your purchase is protected.

Contact us about used boat loan rates and conditions.

Secured Boat Loans

This is the most popular type of boat loan as they attract the cheapest rates and are offered by a larger number of our lending partners. The boat being purchased is used to secure the loan and does not impact on any of your other assets.

Unsecured Boat Loans

These types of marine loans are available through a limited number of financiers and interest rates are normally much higher than a more traditional secured boat loan.

Boat Insurance & Extended Warranties

Insurances can be financed as part of your loan. Ask our consultants about the following insurance products which are available for your protection:

Balloon or residual payments are available to approved applicants to reduce normal monthly payments. By setting a larger final payment on your loan your regular monthly payments can be reduced to meet your current situation.

Buying A Boat? Read Our 4 Part Series "The Beginner's Guide To Boat Shopping"

*The interest rate of 5.85% is available to approved applicants. The comparison rate of 6.69% is based on a 5 year secured fixed rate loan of $50,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject to normal credit assessment. Conditions, fees & charges apply. Aussie Pty Finance Ltd, Australian Credit Licensee (# 383762).

  • Boat Finance Affiliate with Suncorp