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Boat Loans Sydney

Sailing Sydney HarbourBeen dreaming of cruising through the Darling Harbour on your very own yacht? Or sailing under the Sydney Harbour Bridge at sunset?

Sydney is a boat-lovers paradise, and if you're looking for best rate marine finance, don't look further than 

New & Used Boats Finance

No matter where you live in Sydney, we provide financing for new and used boats across Sydney and can help you with all the necessary details to finalise the loan. If you're purchasing from a boat dealer in Sydney, we can organise the finance as well as how the deal comes together. We can also help to organise a boat loan for private sales and facilitate that process so all parties are taken care of.

Attending a boat auction? can help! We even provide pre-approved loans so you can shop around and negotiate your price with confidence. 

Secured and Unsecured Finance

We mainly organise secured boat loans for most clients as this is what most people come to us for, however on the rare occasion we can organise unsecured boat financing, but this may mean a higher interest rate than a secured loan and in a certain situation we can't provide this type of loan.

Balloon Payments

What are they and do you offer this?

Quite simply, a balloon payment is where you choose to pay a "final payment" of a certain sum which effectively reduces your loan repayments for the life of the loan. When you reach the end of the loan period the "balloon amount" is due and you can either pay it or refinance the boat loan and continue to pay the "balloon amount" off.

Try our boat loan calculator using a balloon amount for an idea of how your repayments can be reduced.

Why would I refinance an existing boat loan?

You have an existing loan you might have a residual balance or a balloon payment that you don't have the funds available to cover. In this instance refinancing your loan can help you to offset those costs and make them more manageable to repay. If you are looking for refinancing a boat loan contact us to find out what your options are.

Do you offer pre-approval on marine loans?

We specialise in helping our clients obtain pre-approved marine finance.  If you're looking at purchasing a boat, jet ski or other marine vehicles, having you loan pre-approved means you're all set to walk to boat dealers or check out a boat from a private seller confident in the knowledge of how much you can borrow. In the end, this will hopefully allow you to negotiate a better deal.

Boat Loans for Businesses

Yes, we can certainly help your business with boat financing in the forms of:

  • Hire purchase
  • Chattel mortgage
  • Car finance lease
  • Company boat and Novated Car Leasing

Just fill in an online application and we'll take it from there.

Sydney Boating Resources

Below are some links which will help you with the purchase and enjoyment of your new vessel

  • Suncorp Bank
  • AFS
  • CIL Insurance